The #1 Reason People Get Divorced~ 2 min read

While many people assume that infidelity, emotional distance, or parenting disagreements are the primary causes of divorce, the truth is that money plays a much larger role. The number one reason people get divorced is money and more specifically, the lack of communication about it.

Money and Miscommunication Go Hand in Hand

Many couples don’t talk about money before they get married. They may not discuss their financial goals, spending habits, or long-term plans. After marriage, the topic often remains off-limits or becomes a source of conflict. One of you may want to save, while the other prefers to spend. Maybe one partner controls all the finances, leaving the other feeling powerless. These differences can lead to resentment, distrust, and ultimately, divorce.

Different Money Values Create Conflict

Money is more than just dollars and cents, it represents security, freedom, and personal values. When two people have different views on how money should be handled, tension builds. One of you may want to invest in a dream home, while the other prefers to save for retirement. Disagreements overpaying for private school, vacations, or even everyday expenses can create emotional distance. If these issues aren’t addressed, they can tear your marriage apart.

Lack of Financial Transparency

A marriage thrives on trust, and financial secrecy can destroy it. If one partner is hiding debt, making big purchases without consulting the other, or restricting access to financial accounts, it creates a power imbalance. Feeling left out of financial decisions can lead to frustration and suspicion.

Divorce Court Won’t Solve Financial Disputes

If money issues are the reason for your divorce, litigation will only make matters worse. A court battle can deepen the distrust and resentment you already feel. Instead, Collaborative Divorce or Mediation allows you to work with a financial expert who can help both of you understand your financial situation. These professionals can analyze past expenses, clarify misunderstandings, and guide discussions on future financial decisions without the hostility of a courtroom battle.

Importance of a Prenuptial Agreement

One of the best ways to avoid financial conflict is to discuss money before you get married. A prenuptial agreement forces you to have honest conversations about finances from the start. Knowing your partner’s relationship with money, whether it involves debt, a tendency to overspend, or a different approach to saving, can help you make informed decisions about your future together.

Contact Family Ally

If you’re facing divorce because of financial disagreements, you don’t have to go through it alone. Family Ally can help you approach your divorce with clarity and fairness, guiding you through Collaborative Divorce or Mediation. Contact Jennifer Piper at 314-449-9800 to schedule a consultation.

Family Ally is located at 130 S. Bemiston Ave., Suite 608, St. Louis, MO 63105.