Prenups: Jennifer Lopez and Ben Affleck Didn’t Have One – Why Should I?~ 3 min read

When high-profile celebrities like Jennifer Lopez and Ben Affleck get married without a prenup, you might wonder, “If they didn’t need one, why should I?” The truth is, their financial situations and planning are likely far different from yours, and that’s exactly why a prenuptial agreement could be important for you.

The Hidden Financial Factors

While it might seem like Jennifer and Ben didn’t bother with a prenup, their wealth may be protected in other ways—like trusts, corporations, or estate planning that shields their assets. For most people, these kinds of financial structures are not in place, which leaves a lot more at risk if the marriage ends in divorce. Without a prenup, everything you’ve worked hard for—your savings, your property, and even your future income—could be up for grabs.

In Missouri, every dollar you or your spouse have earned after the marriage is considered marital property, meaning that your spouse could be entitled to half of your income. Even if you are not mixing your assets, your income during the marriage is still at risk. A prenup helps define what stays yours, and what becomes shared, potentially saving you a lot of legal and financial stress down the line.

Clarifying Expectations Early On

Money can be a major source of conflict in a marriage, especially when you and your fiancé haven’t discussed your financial values. A prenuptial agreement serves as a way to have these conversations before the wedding day.

• Will you save for retirement?
• How will you manage paying for children’s college or vacations?
• Are you on the same page when it comes to spending versus saving?

A prenup forces you to communicate openly about your financial habits and goals. This can prevent major disagreements later, which is why many experts even consider it a form of premarital counseling. These discussions lay the foundation for a healthier marriage because you will both have a clear understanding of what to expect when it comes to managing money.

Protecting Your Kids and Future

If you have children from a previous marriage, a prenup can ensure that your assets are protected for them. Celebrities like Jennifer Lopez and Ben Affleck likely have estate plans in place to make sure their kids are financially secure, but for most people, a prenuptial agreement is a simpler way to achieve similar protection.

Additionally, a prenup can help safeguard any inheritances or family assets you want to keep separate. This is especially important if you are entering into a second marriage or blending families, as it can clarify who gets what and reduce the chances of legal disputes in the future.

Jennifer Lopez and Ben Affleck have different financial resources, that didn’t necessarily require a prenup.  Your financial resources may suggest a prenup.  The prenuptial agreement is not just for the wealthy—it’s for anyone who wants to protect their assets, clarify financial expectations, and ensure their future is secure. A prenuptial agreement offers a layer of protection that can help you enter marriage with confidence and peace of mind.

Contact Family Ally

If you’re planning to get married, now is the time to discuss a prenuptial agreement with your partner. At Family Ally, we specialize in helping couples work through these important conversations and draft fair, legally sound agreements that protect your interests. Contact Jennifer Piper at 314-449-9800 to schedule a consultation. 

Family Ally is located at 130 S. Bemiston Ave., Suite 608, St. Louis, MO 63105.